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IRPF Retention for self employed drops in 2015 and 2016

Posted by on dic 22, 2014 in Blog | 0 comments

IRPF Retention for self employed drops in 2015 and 2016

If you are self-employed/freelancer/autónomo in Spain and you have to pay IRPF Retentions, you must know that the Ministry of Finance and Treasury has decided to reduce the fiscal pressure for the next two years. It is intended to create employment in our country. This reduction will fix a new percentage of 19% for 2015 and 18% for 2016, a larger reduction than predicted. The intention is that the workers can have more cash flow at their disposition. This goes back to 2012, when the Popular Party Government raised the retention from 15% to 21%. At that time, it was a temporal measure (two...

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Who has to pay community of owners’ debts when purchasing a property?

Posted by on dic 17, 2014 in Blog | 0 comments

Who has to pay community of owners’ debts when purchasing a property?

One of the most frequent questions that arise when buying a property that is not newly built is concerning the debts left and who has to pay them. When the debts are with the community of owners, the question is who pays them, the buyer or the seller? The answer is given by the Horizontal Property in its article nº 9 according to which the buyer of the property is the one who responds for the owed amounts in the concept of general expenses. Moreover, the same property is the guarantee of the payment for the year in which they buy the house and the following three natural years. We must...

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What a Robinson List is and how does it work?

Posted by on dic 17, 2014 in Blog | 0 comments

What a Robinson List is and how does it work?

A Robinson List must sound familiar to those who have read the novel “Robinson Crusoe” from Daniel Defoe. We will explain in this article what the concept of a Robinson list is (listarobinson.es). It is some kind of preventive right or, in other words, the right to be out of the sight of marketing campaigns. A Robinson list or Mail Preference Service (MPS) list is an opt-out list of people who do not wish to receive marketing transmissions. Ruled by article 48 from Data Protection Law they can be sectorial or general files. Anyone above 14 can be on this list and will go on being there...

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The bank has seized my assets. Can I recover my money?

Posted by on dic 9, 2014 in Blog | 0 comments

The bank has seized my assets. Can I recover my money?

Even if it is highly unusual, sometimes the administration of Justice goes fast. Especially when they want to collect outstanding debts, leaving many people´s bank accounts at zero as soon as their wages or other incomes are paid. This also happens with the benefits, which are not legal to seize when the amount is equal or less than the minimum professional salary. The Law Court gives the order because they do not have to know the origin of the money. They only see a positive balance in the bank account, they don´t bother with further enquiries. And in spite of the popular belief, there are...

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